Pre-Payment Options

There are a number of options available to the public today when seeking to preplan and prepay their final wishes. We offer funeral trust accounts. Other options could be a life insurance policy (not available until the beneficiary(s) files a claim form with the insurance company after the death) or a Payable On Death (POD) Certificate of Deposit with a bank.

A funeral trust account is an interest earning savings account. 100% of your money is placed in an escrow account administered by a State of Connecticut registered investment agency. They are obligated by State of Connecticut regulations to invest the money in federal government-guaranteed securities, such as certificate of deposits (CD's) or US Treasuries. The intent is to have a safe investment where principal will not be lost and interest will be earned. Because of the large pooled amount of funds that the investment company is able to use, interest earned is usually more that what an individual's bank savings account would  earn. A trust account can be fully funded from the start, or periodic payments can be made, it is the individual's choice. 

(Title XIX Medicaid funeral trust accounts have specific rules and regulations required by the State of Connecticut, please call us for details.)

Pre-paying can provide the piece of mind. If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.

Interested in prearranging? Do it without cost.

You can make all your decisions without having to pay upfront. Or, lock in today's prices.

Is there someone you'd like to memorialize?

You need not to have used our services to post on online tribute to share with family and friends.

We have grief resources.

You can see what's available for learning how to cope with grief.

Holmes-Watkins Funeral Homes | 400 Main Street | Manchester, CT 06040 | Phone: 860-643-2441
Watkins Funeral Home | 142 East Center Street | Manchester, CT 06040 | Phone: 860-646-5310